Essay Example | Topics and Well Written Essays - 500 words - 230

Essay Example I strongly feel that the social setting within which colleges are run is perfectly ideal for people from different backgrounds to build relationships. These relationships are not, however, confined to partnerships of love. People from different races end up in the same classes and can, therefore, appreciate the beauty of human diversity at a better scale. Colleges can also be viewed as impacting positively on the students’ leisure time. I cannot start to think of how boring life would be if these four years were spent otherwise or elsewhere other than in college. To qualify this argument, it is important to think of the many professional athletes that build their careers during their stay in college. Most professional baseball, basketball, tennis and even boxing players make their careers out of their talents identified mostly during college. Growing one’s talent forms part of the reasons why most people end up enrolling in colleges (Caldwell, pp 514). It is unimaginable of how crooked citizens would be if they did not pass through the college system of education. It is here that behaviors are shaped, and morals of otherwise immoral people perfected. To a great extent, parents too are beneficiaries of the college system. Their sons and daughters are taught about life, by life itself, away from home. This way, parents do not have to go through the monotonous duty of shaping their children’s attitudes towards life. In a nutshell, college education can be seen as an avenue of civilization. Most business partners, the world over, have a previously shared life. This shared life usually ends up being their college life. Students have the chance, albeit unknowingly, in fostering future business partnerships while they are still in college. It happens more often that the supplier of raw materials to a manufacturing company was a fellow student to the founder of the

Personal Development Planning Essay Example | Topics and Well Written Essays - 1000 words

Personal Development Planning - Essay Example PDP accommodates a number of approaches towards learning that link planning (the individual’s purposes and goals for accomplishments and learning) and recording (these are experiences, ideas and thoughts that assist the individual to comprehend and evidence the outcomes and process of learning). PDP also links reflection (analysis and evaluation of experiences and the outcomes of learning) and doing (making the actions straight with the intentions) (The Higher Education Academy 2011). List and Schedule of Accessing Readily Accessible Data on the Current Job and Career A personal professional development plan contains three main components and they include pathways, goals and the portfolio (Boreen, Johnson, and Niday 2009, p144). In personal development planning, a portfolio can be used in learning. Thus, a portfolio of learning is concerned with the evidence that learning took place. In other words, it is a physical proof that the learning process took place (Attwood and While 2000, p10). The professional model focuses on the improvement of a particular professional linked with employability in that particular field (Bradley and Clegg 2006, p64). Some of the information or data that can be readily accessed regarding an individual’s current job role and career include job descriptions, person specifications, list of competencies, company literature, professional literature, relevant websites, company, government, news media and others. These data describe the individual and they are the basis for professional development and acquiring professional identity. In other words, they describe the person in full both in academic and non-academic terms. It is a holistic view of the individual and this is what constitutes personal development planning. A List of Academic Journals and Books Source: Bradley, S. & Clegg, S. (2006) Models of personal development planning: Practice and processes. British Educational Research Journal, 32(1), pp57-76. The focus of the journal is on the models of personal development planning. The academic journal offers models that can be used for personal development planning; three models are given and they are academic, employment and professional models. These models are important in developing and enhancing personal development. Thus, in this study, the academic journal will be vital in providing information concerning personal development planning. Source: Boreen, J., Johnson, M. K. & Niday, D. (2009) Mentoring beginning teachers: Guiding, reflecting, coaching, Stenhouse Publishers. The core focus of the book is mentoring beginning teachers and one of the steps used here to mentor them is personal development planning. In regard to personal development planning, the book specifically focuses on individual professional development plan. This section provides beginning teachers with detailed information of how they can become professional teachers. In other words, it offers the current picture of the tea chers (as beginners) and what they aspire to be (that is, professional teachers). Thus, the book is essential for this study. Source: Attwood, M. & While, R. (2000) Professional development: A guide for general practice, Malden, MA: Wiley-Blackwell. The theme of the book is professional development for individuals in the general practice. Personal development planning has been elaborated in this book concerning professionals in the general

International Trade and finance Law Essay Example | Topics and Well Written Essays - 2000 words

International Trade and finance Law - Essay Example In a number of ways, the mortgage industry also suffered, culminating in evictions, cancellations of mortgage programs in the pipeline and led to prolonged joblessness. The meltdown contributed immensely towards the closure of important corporations, decreases in buying power, and massive business losses. The ensuing chaos led to a significant slump in economy leading to recession, with lasting ramifications still being felt in Europe as evident in Euro Debt crisis. This paper critically analyses whether or not weak regulations resulted in the crisis. Many factors have been linked to the financial crisis, with differing priorities being attributed to the possible causes. There is consensus, though, that the crisis was the consequence of excessive investment in too risky, intricate financial programs1. Conflicts of interest being kept secret, the ineptitude of credit regulators, and the inability of the market to control the stock market are also other contributing factors linked to t he crisis. It is notable that the 1999 amendment of the Glass-Steagall Act by the US Congress, successfully removed the thin line which separated investment and depository financial institutions in the country. As a result, it can be argued that credit regulatory bodies and investors did not provide accurate valuation of the risks that mortgage-related pecuniary products could precipitate on the global economy. Equally, governments failed to modify their regulatory regimes to handle the current neo-modern financial economy. Studies on the origin of the meltdown have also been based on the impact of interest rate. Nonetheless, immediately after the crisis erupted, governments responded by enacting palliative pecuniary policies to control the ripple-effect on different economic sectors. These elaborate self-preservation measures such as the US Dodd-Frank regulatory reforms (2010) point to the laxity of laws as the main cause of the crisis. Poor regulations Out-dated regulatory mechani sms arguably left the financial sector to virtually regulate itself, despite the main aim of business organizations being making profit. It was difficult to verify the intentions of the many citizens who had applied for excess credit in an effort to build their families a decent home. This presumed innocence of the investors has turned the heat on bankers who approved the indiscriminate borrowings2. Banking industry has been an operating under strict laws for a very long time now; but over time and due to the growth of the global economy, the financial services industry may have been operating under lax regulatory regimes that could not handle rapid economic growth and globalization of the economy. This paper will prove that weak regulations and poor policy decisions played an important role in in events that led to the crisis. Institutional policies left oversight authorities with little to do in terms of making effective responses to crises of this magnitude. Regulations are said to have aggravated the negative impacts of the bubble in the value of homes. The laws and policy decisions that arguably contributed toward the crisis will also be considered. If not, new regulatory mechan

Proposals for any topic in banking managment Essay

Proposals for any topic in banking managment - Essay Example All these funds are to be deployed in various avenues considering the risk and return factors. These avenues are, however, not alike in their returns. The assets, such as cash in hand, money at call and short notice, are held as per the liquidity requirements, and the return on these funds is almost zero, except money at call and short notice. Investments under Statutory Liquidity Ratio (SLR) serve the purpose of liquidity as well as income. (Alberto and Lapuz, 2005, 7)The rate of return on such investments should be adequate enough to cover financial and operating costs. Further, lending is a significant area of employment of funds in terms of size of funds involved as well as quantum of revenue generated. However, it carries a high degree of credit risk. In addition, banks also use a portion of their funds for creating their business infrastructure, which facilitates an enabling environment to conduct business and generate income. Efficient management of funds essentially includes raising of funds and their use in the manner that generates revenues sufficient to meet the operational as well as financial costs and contributes a reasonable return on capital. Thus, the objective of earning profits shall be fulfilled by an appropriate design of funds management on sound commercial principles.